Month: August 2019

HUBZone Certification Program Webinar

Posted on by Lisa Evans / Posted in Investing

This video explains the basics of the HUBZone certification program for small business federal contractors.

HUBZone certification allows certain small businesses to compete for set-aside contracts aimed at spurring investment in low median income or high unemployment areas.

This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

Find additional information and resources on small business grants and loans, home buyer programs and Community Foundation programs from around the world.

Everything You Need To Know About Stock Market Investing

Posted on by Lisa Evans / Posted in Investing

Would you like to be the part owner of a company? If you have, then investing in the stock market could be right up your street. Before you invest your life savings, you should do some serious research on investing in the stock market. Read on for that advice and more.

Basically when investing in stocks, the keep it simple approach works best. You should keep investment activities, including trading, looking over data points, and making predictions, as simple as you can so that you don’t take on any risks on businesses that you should not be taking without market security.

Do not forget that stocks that you purchase and sell amount to more than mere pieces of paper. Stock ownership means that you’re a part of the company’s ownership as well. This gives you earnings, as well as a claim on assets. You can often get a vote in elections regarding board members.

Make sure you diversify your investments sufficiently. You don’t want all of your money riding on one stock alone, you want to have options. As an example, if you choose to invest your entire budget in one company and that company goes under, you will have sacrificed everything.

Spread your investment money out among different stocks. Put no more than 10 percent into any one stock. This way, if the stock you have goes into free fall at a later time, the amount you have at risk is greatly reduced.

If you’d like a broker who gives you more flexibility, try one that also lets you trade online as well as in person. You can manage half your portfolio by yourself while the other half is professionally managed. This strategy can provide you with elements of both professional help and personal control in your stock trading.

Exercise caution when it comes to buying stock issued by a company that employs you. A lot of employees are temped to invest in the company they work for, but this carries a risk. If something happens to the company, your stock investment and wages will be both in danger. There may be bargains to be had if you can buy the stock at a discount, so investing some of your money in your own company is a wise choice.

Stock Market

Now that you have read this article, how do you feel about the stock market? Is it still an appealing option? If so, then be prepared to take your initial steps in investing in the stock market. Keep the above information in mind and you can be making millions in investments in no time.

Investing 101: Everything You Need To Know

Posted on by Lisa Evans / Posted in Investing

Have you thought about investing in real estate? If the answer is yes, spend some time learning all you can about how it works before you spend a dime. If not, you may lose everything. Keep reading to learn how to invest the right way.

Know that reputation is important will help you in the real estate investing world. This means living up to your word, being honest, and dealing with people fairly. Your credibility will ensure people will trust you and be loyal to you.

Find people that are in this business and see if they will help you. Lots of people love the idea of investing in real estate. The fact is that such large numbers are interested in the topic, and business groups all over the country have it as their main focus. There are many online groups, as well. Connect with others and share information.

When looking at your business strategy, understand your sunk costs that go beyond the general price of the home. You will have closing costs, staging fees and legal fees, along with other costs depending on the property. When figuring out your margins, remember to include these costs as line items.

Read blogs about real estate to learn the tricks of this trade. You will find advice and encouragement and be able to benefit from those more experienced than yourself. You may even be able to talk one on one with this person.

When considering in purchasing property to invest in, be sure to pick something that would increase in value. A place by a business district or that’s near water, for instance, may mean you’ll make more later on. Understand that the price will fluctuate based on the work that you put into the property.

The rent you collect should cover just about all of the mortgage you pay. When you do this, you’ll be making better choices. The worst thing that can happen to you is your need to dip into your cash reserves to pay your mortgage because you do not have enough tenant income coming in to cover it.

Real estate can bring you a lot of profit, if done right. These suggestions should help you to invest smartly. Keep the tips here fresh in your mind for future use.